I've been giving a lot of thought about whether or not to apply for and become an in-network provider for insurance companies ever since I've graduated from psychology school. After I obtained my license, which made me eligible to be on insurance panels, both clients and other mental health professionals have been asking if I'm "going to get on panel" with insurance agencies. I've finally decided the answer is a resounding NO. Here is why, and here is what you need to know as a consumer of mental health benefits.